Reference Guide for CIGNA Commercial Plans
(Covers both CIGNA and "Health Partners" plans)
The CIGNA Commercial Reference Guide provides information specific to CIGNA commercial plans which includes plans whose member ID cards state "CIGNA" or state "Health Partners". This Guide excludes information related to the CIGNA Connect and SureFit Plans. For information on those plans, please see the applicable Reference Guide. The information in this section is in addition to the HNS/Payor Policies.
NOTE: For contracted health care providers, Cigna only covers those chiropractic services listed on the Cigna fee schedule, regardless of information you may receive when verifying benefits. Because of this, only codes listed on the CIGNA fee schedule should be submitted to HNS.
Please note: if the member has secondary insurance which covers a service not listed on the fee schedule, please submit the primary claim to HNS via a paper CMS 1500 claim form, and the claim will be forwarded to CIGNA.
As with all plans, coverage is subject to member eligibility, plan limitations and timely filing requirements.
Cigna Corporate Medical Policy for Chiropractic takes precedence over any information you receive from Cigna telephone representatives.
Please contact your HNS Service Representative to determine if a particular service is consistent with Cigna. Click here for the Cigna HealthCare Corporate Medical Policy for Chiropractic. Your HNS Service Representative's email address is displayed on the provider dashboard on the secure section of the HNS website.
The Cigna HealthCare Quick Reference Guide contains the following information specific to Cigna HealthCare and provides you with helpful information regarding your Cigna HealthCare patients.
Please ignore the claims billing address on the member ID card or any address given to you on the telephone when verifying eligibility and benefits. If Cigna claims are inadvertently sent directly to Cigna rather than to HNS, your claims will be processed at 'out-of-network' benefits, so please remember to send all Cigna claims to HNS.
Our instructions for filing claims supersede information given to you by Cigna HealthCare Representatives.
With only a few exceptions, all claims for COVERED SERVICES provided to a beneficiary of a HNS contracted payor MUST be submitted to HNS.
To verify eligibility and/or benefits for Cigna members, please visit their website for HealthCare Professionals, www.Cignaforhcp.com or call 1.800.88Cigna (882-4462).
If you do not already have a username and password, please contact your HNS Service Representative and we will gladly assist you. Your HNS Service Representative's email address is displayed on the provider dashboard on the secure section of the HNS website.
CLICK HERE for the HNS Verification of Benefits Form.
NOTE: When asked for your Federal Tax ID number (EIN), you must give the HNS Federal Tax ID (56-1971088). Cigna has all HNS participating providers listed under the HNS Federal Tax ID number.
Most Cigna plans are direct access plans, and referrals from PCPs or prior authorization are not normally necessary. However, there may be a few self-funded plans that require a referral or prior authorization so always ask when verifying benefits.
Primary claims for ALL Cigna plans must be filed to HNS through HNSConnect® with the exception of the Cigna Indemnity plan and some of the Third Party Administrators.
For Cigna claims filed through HNS, please note the following:
NOTE: Cigna CARE PLAN - Because chiropractic is not currently one of the specialties included in the "Cigna CARE NETWORK", HNS providers are not 'in-network' for the Cigna CARE PLAN.
If you are uncertain about where to file the claim, please email your HNS Service Representative a clear, legible copy of the member ID card and we will respond back to you with an answer within 24 hours. Your HNS Service Representative's email address is displayed on the provider dashboard on the secure section of the HNS website.
All primary claims for Cigna HealthCare must be submitted to HNS through the HNSConnect® system.
Exceptions: Secondary claims, corrected claims, claims with attachments, and some of the Third Party Administration (TPA) claims. Some Cigna TPA claims come to HNS electronically and some must be mailed to us on paper CMS 1500 claim forms. Please see below to identify which Cigna TPA claims are submitted to HNS by mail (on CMS 1500 claim forms).
Paper Claims for Cigna: All primary claims must be filed to HNS within 30 days from the date of service.
CLICK HERE for information on filing secondary claims.
CLICK HERE for information on filing corrected claims.
Please ignore any instructions regarding where to submit claims by payor phone representatives! HNS instructions regarding where to submit claims supersede all other instructions given by payor representatives when verifying eligibility and benefits.
In order for Cigna HealthCare claims to adjudicate quickly and accurately, please note the following information regarding claims submission specific to Cigna HealthCare.
Exception: The following Cigna TPA claims must be submitted to HNS on CMS 1500 claim forms and mailed to the HNS address. The name of the TPA must be on the claim form in BOTH boxes 11 and 11c.
EXAMPLE: HNS-Cigna PO Box 2368 Cornelius, NC 28031
For tracing Cigna claims: You may check the status of your claims using the Cigna for HealthCare Professionals website, www.Cignaforhcp.com.
Resubmit lost/missing claims through HNS.
Contact your HNS Service Representative if you have any questions relating to the adjudication of your Cigna claims. Your HNS Service Representative's email address is displayed on the provider dashboard on the secure section of the HNS website.
Questions relating to your participation in these Cigna products should be directed to your HNS Service Representative. Your HNS Service Representative's email address is displayed on the provider dashboard on the secure section of the HNS website.
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